Which credit card welcome offer is best right now?

There is no single "best" offer because the right card depends on how much you spend and where you want the points to take you. That said, a few stand out for different profiles. If you can comfortably spend $6,000 in six months and you want maximum hotel points, the Hilton Honors American Express Aspire Card is currently offering 200,000 Hilton Honors Bonus Points — the highest Hilton offer yet, according to the coverage. For a more moderate spender, the Hilton Honors American Express Surpass Card gives 130,000 points plus a Free Night Reward after $3,000 in six months, which the coverage calls the "sweet spot" for many Hilton travelers.

For airline miles, the Citi® / AAdvantage® Executive World Legend Mastercard® has a limited-time 125,000-mile bonus after spending $15,000 in five months. The coverage notes this is the "highest offer we've ever seen" on that card, though the spending requirement is steep. If you fly American and can use the Admirals Club membership and statement credits, the high fee may be worth it. For a simpler earn, the Capital One Venture Rewards Credit Card offers 75,000 bonus miles plus a $300 Capital One Travel stays credit after $4,000 in three months — the coverage values that at roughly $1,500 against a $95 annual fee, with the flexibility to transfer miles to 18 partners.

The refreshed Chase Air Canada Aeroplan Credit Card now includes automatic Aeroplan 25K Status and a 15% discount on Air Canada award redemptions, but its annual fee jumped to $195. A separate Canadian promotion offers the same 15% discount through January 11, 2027 for eligible Aeroplan cardholders. If you fly Air Canada frequently, that discount could be valuable, but the coverage does not provide a specific welcome bonus amount for the U.S. version of this card — so compare the ongoing perks rather than the sign-up miles.

Actionable advice: Determine your typical spending in three to six months, decide whether you want hotel flexibility or airline status, then pick the offer that matches. The Hilton Surpass is the easiest high-value win for most people; the Capital One Venture is best for transfer flexibility without a high minimum spend.