Wise Flyer · No. 50

Question

How Do I Maximize the New Chase and Hotel Offers?

With the Chase Sapphire Reserve getting a bigger DoorDash credit and the Reserve Business doubling its hotel credit, plus Hilton and IHG launching fall promotions, how do I stack all of this to get the most value from my spending and stays?

WiseFlyer

Let’s start with your wallet. The Chase Sapphire Reserve is bumping its monthly DoorDash credit from $5 to $15 starting October 1, and it can now be used on any DoorDash order, including restaurant delivery. That’s up to $180 a year in credits, on top of the existing $20 in monthly DoorDash promos and free DashPass. If you already order delivery, this is free money. If you don’t, this is a reminder that credits only help if they match your actual spending—don’t start ordering DoorDash just because you have a credit.

On the hotel side, the Sapphire Reserve Business is doubling its annual The Edit by Chase Travel credit from $500 to $1,000 starting January 1, 2027, but it’s still split into a minimum of four statement credits, each requiring a two-night minimum stay. That’s great if you already book those luxury properties through Chase’s portal, but the two-night rule means you can’t just use it for a quick overnight. Meanwhile, Hilton’s fall promotion (October 15–December 31) gives 1,000 bonus points per stay at most hotels, or 3,000 at luxury/resort properties. IHG has two overlapping offers: a 15% discount on award stays booked by September 22 for stays through November 2, and a double/triple points promotion for stays from October 1 through December 31 (triple if you book via the app, but your first stay earns nothing).

The actionable takeaway: register for everything now—Hilton’s promotion, IHG’s double/triple points offer, and the IHG award sale if you have a specific points booking in mind before September 22. If you hold the Sapphire Reserve, mark October 1 to start using that $15 DoorDash credit. If you have the Reserve Business, plan your 2027 luxury hotel stays around the new $1,000 credit structure. For hotel stays this fall, IHG’s triple points via the app is likely more valuable than Hilton’s flat 1,000–3,000 bonus, especially if you can do multiple stays, but Hilton’s offer requires no minimum spend. There’s no clear winner—it depends on your travel patterns.

Bottom line

Register for all promos now, plan your October DoorDash usage, and run the math on IHG triple points versus Hilton flat bonuses based on your expected stays.

P.S. If you find yourself booking a $30 IHG stay just to trigger the triple points on your next trip, you’ve officially entered the loyalty game’s bonus round.
Chase Sapphire Reserve DoorDash Credits Hotel promotions IHG One Rewards